January Recap

Wow, January is over and February has begun! It wasn't a horrible month, but it wasn't great either.
We went over in:

• Electric ($50)
• House hold supplies ($30)
• School supplies ($13)

We came in under:

• Groceries ($25)
• Gas ($40)

We also went over in insurance because we had already paid for it through June and when we switch we had to pay for the plan for 6 months. We will be getting a refund from the old insurance so it cost us more up front, but will actually result in savings.

All in all we ended up being $8 over budget. As hubby pointed out, that's not bad, and could have been a lot worse. I look at it like we fail this month. Isn't that how people get into debt? By going over their budget "just a little"?

*** UPDATE***:
I totally forgot to post about how much debt we kicked to the curb in January!!!
$1896.43!!!! That's an extra $1619.09 then the minimum required!!! We are now down to $19,788.57. Let's so how close we can bring it to $18k in February.